What DIYing Actually Costs You
You know the feeling. It’s late at night. The kids are finally asleep, and you’re hunched over your laptop with a half-empty coffee mug, staring at a chaotic spreadsheet. Your eyesight is blurring and numbers are starting to become a blur. Maybe you’re wrestling with a QBO subscription you haven't touched in months or trying to remember which expenses were business-related and what was an accidental personal charge.
You tell yourself you’ll get it sorted, believing doing it all yourself is the best way to save money.
But let's be real. That isn't saving money. That's a frantic, anxiety-fueled battle you fight alone, and it's costing you more than you think.
The truth is, neglected financial records are more than a minor annoyance. Messy books can LITERALLY cost you money, make you feel like a play pretend CEO, and make your mental load feel heavier than the car seat you packed through the airport last month. So, let's pull back the curtain on the real, hidden costs of doing it all yourself.
The Financial Toll: It's Not Just About Taxes
You know tax season can be a full-blown panic attack. But the costs of your disorganized books hit you long before April rolls around.
You're Overpaying the IRS. Without meticulously tracked expenses, you could be missing out on crucial deductions and tax credits—literally leaving hard-earned money on the table. That’s money that could have been reinvested in your business or saved for your family.
Hello, Fines and Penalties. Inaccurate records can trigger an audit or result in financial penalties and fines. That's a direct threat to your family’s stability and contradicts your dreams of a secure future.
Cash Flow Chaos. You might be busy and working hard, but without clear financials, you feel broke. Unclear books can lead to unexpected cash shortages, missed bill payments, and anxiety anytime you go to pay for something.
The Emotional Toll: The Play Pretend CEO
Your financial disorganization doesn't just hurt your bottom line; it seriously erodes your confidence.
Fear and Self-Doubt. That constant worry about financial mistakes and tax errors fuels a deep fear that you're not a legitimate business owner (which couldn't be further from the truth). This anxiety of an impending audit follows you, leaving you feeling like an imposter.
Past Trauma Lingers. Raise your hand if you've been personally victimized by an old CPA 🙋🏽♀️ Negative experiences with professionals who were supposed to help you but just left you feeling like a dumb-dumb can make you hesitant to seek assistance. Sometimes we don't even realize that these old wounds are still hanging around, leaving us feeling isolated and alone in our struggle.
The Stress Tax. The chronic stress of your financial chaos spills over into your personal life. It depletes your energy, strains your relationships, and makes it impossible to be the present with your little ones.
The Business Growth Toll: The Dream Killer
Without clean books, you can’t make smart, proactive decisions. You’re simply stuck in a cycle of reactivity.
Stalled Growth. You can’t secure loans or make strategic investments (hello new biz coach or masterclass) because you don't have clean financials and aren't sure where things stand or what you can spend. This directly stunts your entrepreneurial aspirations and keeps you from scaling your God-given business.
A Mirage of a Dream. Maybe you're like me and dream of a homestead with more land and a business that runs independently. Without a solid financial foundation, those dreams can feel distant and unattainable, replaced by a constant struggle for survival.
Diverted Genius. Your passion and creative energy are meant for your zone of genius, the calling that God placed on your heart for a reason. DIY bookkeeping drags you out of that, forcing you to focus on administrative tasks you dislike and aren't good at.
It’s time for a perspective shift. Delegation isn't a weakness; it's a strategic superpower for growth and sanity. It’s about being the CEO of your life and your business, making the intentional choice to offload the burden so you can focus on what matters most - your mission, your family, your faith.
You focus on your calling - we’ll take care of the numbers.
